Living In Canada
You will find this section a useful guide to living in the Canada throughout your stay in Canada. It explains everything from the basics, such the Canada Climate, Banking system etc. It also includes tips on how to stay Safe and Secure.
The American calendar is filled with numerous holidays. The following table shows some of the more popular holidays. Important national holidays have been indicated in boldface. Most non-essential government offices will be closed on these days. (Fire, Ambulance, and Police are always open.) Banks and post offices also tend to be closed these days, and many businesses will give their employees the day off.
Holiday | Date |
New Year’s Day | January 1 |
Martin Luther King, Jr. Day | Third Monday in January |
Ground Hog Day | February 2 |
Valentine’s Day | February 14 |
President’s Day | Third Monday in February |
St. Patrick’s Day | March 17 |
April Fool’s Day | April 1 |
Patriots Day | Third Monday in April |
Good Friday | Second Sunday in May |
Mother’s Day | Second Sunday in May |
Memorial Day | Last Monday in May |
Flag Day | June 14 |
Father’s Day | Third Sunday in June |
Independence Day | July 4 |
Labor Day | First Monday in September |
Columbus Day | Second Monday in October |
Halloween | October 31 |
Election Day | Tuesday after the first Monday in November Federal holiday in years divisible by 4 |
Veterans Day | November 11 |
Thanksgiving | Fourth Thursday in November |
Christmas Day | December 25 |
Canada is a vast area of both land and water. This is why the climate changes every couple of hundred miles. The southern part comprised of British Columbia, Alberta, Saskatchewan, Ontario and Manitoba is known for its moderate temperatures and more mild days during the summer time of July, June and August. They are also characterized by thunderstorms. In September and October, autumn makes its appearance with frost, while December is more often than not is a snowy month. Further north to Nunavut, the Northwest Territories, Nunavut and the Yukon the weather can be more severe, which requires the wearing of a lightweight jacket in summer, and warmer clothes throughout all year long.
With modern technology having advanced and penetrated even the deepest territories, the ambience indoors of a typical Canadian home is kept fairly stable, with most modern housing and transportation being equipped with air conditioning and heating systems.
Canada is experiencing climatic changes recently, what with global warming, greenhouse effect and the likes. However, the government is aware of the effects that it could have on the lives and health of Canadians, and is working on several environmental projects to fight the changes and bring about awareness to stop any detrimental changes that could take place.
Students can choose to live off campus or on during their time at a university or college in Canada. There are a variety of accommodations available.
The school or college provides accommodation that is enrolled in:
Canadian Schools/ Colleges and Universities offer two types of accommodations:
Residence Halls/ Dormitories
In this type of arrangement, typically four students live in the space of a flat that has separate bedrooms, as well as common areas for living and cooking. It is a great method to meet new people, involved in the school group, sharing chores and share cultural tips but still having the privacy of one’s own home while writing, studying and sleeping.
Dormitory floors that are gender specific can be requested when a student requires.
Homestays
Many Canadian families are happy to rent their spare rooms to international students following the time their own family members have left. The advantages of these homestays are numerous. The student is able to live in a familiar environment and enjoys the benefits of belonging to a large family. This is usually essential for students from other countries, especially those who are younger and can help to make them more comfortable. This also gives students an opportunity to learn English and French. In most cases, the student is allocated an entire room and is able to share meals together with their host families.
Because homestays are scheduled by the college or school which the student is enrolled at Every effort is taken to align the profile of the student with the host family in order to make sure that the student is safe and healthy in their adjustment.
Prices will be based on location, the placement fee paid by the school or college and whether there is a meal plan or not.
Off Campus or Private Accommodation
Renting is one of the most popular methods of lodging. In this type of system there aren’t any set costs or a set of amenities offered. Rents will vary widely based on the area, location, lists of services and amenities offered. Rents are more expensive in urban areas, particularly in large cities, whereas suburbs may appear to appear to be less expensive. It is essential for students to conduct an exhaustive comparison and study the fine print prior to signing the lease.
The institution or college that the student is attending could be able to offer an inventory of rental options in the vicinity. While the institution might recommend it but it is important that students conduct an exhaustive research in order to avoid any problems in the future. A lot of times, a whole flat or home is expensive for a single student to lease out, so you can be part of a group renting, either by contacting prospective students who meet the same requirements and keep an eye on newspapers, notice boards and similar publications for individual rooms in a home which are advertised.
Landlords are able to be required to pay a damage-deposit in the beginning, with rent due each month, quarterly, or in one lump amount.
Things to consider when selecting accommodations in Canada:
It is best to plan in advance, however, be sure to take care of it if you need accommodation during the summer season as well as during holidays and celebrations.
If you’re staying in the hostel or hotel make sure you inspect the room prior to making the payment. If you’re not sure about the location, consult the local tourism authority.
Prices vary widely in relation to the area and the time of year It is advisable to do some research prior to leaving. Canada is a welcoming and lovely place with a great climate, and if you’ve taken the right steps you’ll surely have a great time no matter where you live in Canada.
Youth Hostels/YWCA/YMCA
Youth hostels can be a blessing to students seeking a short-term accommodation because they haven’t been able to arrange prior to the period. They are great for short-term stays because they are generally less expensive and have the basics. Canadian hostels have to be examined and endorsed through the Canadian Hosteling Association However, they might not be suitable for long-term stays. Additionally, they are accessible to visitors from inside and outside Canada and are often booked during holidays or peak times. It is recommended for students to make arrangements for these brief time periods prior to leaving their home country.
For More Details Please Click On The Following Link:
http://www.canadian-universities.net/Campus/Off-Campus-Housing.html
Modern technology has advanced and even penetrated the most remote regions, the atmosphere indoors of the typical Canadian home is fairly constant, with modern buildings and transport being equipped with cooling and heating systems.
Canada is experiencing climate changes lately, as a result of global warming, greenhouse effect, and similar. But, the government knows about the impacts that this can impact the health and well-being of Canadians as well as working on various environmental initiatives to combat these changes and create awareness of any harmful changes that may occur.
In recent times the standard of life that the common Canadian has risen in leaps and leaps and. After World War II, Canada was regarded as the second-highest industrialized country in the world.
Canada has an abundance of natural resources, including mineral deposits and lakes making it among the most prosperous countries in existence currently. With the population being small and well educated, as well as modernized, it hasn’t been time for a typical Canadian to make improvements in his life.
A record amount of Canadians have their own homes in the present. Many homes are outfitted with the latest amenities and equipment, and the majority of Canadian families have at least one car.
For More Details Please Click On The Following Link:
http://dsp-psd.pwgsc.gc.ca/Collection-R/LoPBdP/BP/prb0223-e.htm
Welcoming Environment
Canada is an melting pot of different cultures. There are immigrants from all across the globe who bring their own cultural influences to the country while retaining their own distinctness. It is evident in the diverse array of cuisines, as well as the various associations and clubs of various communities.
The major cities have numerous amenities to aid students in adjusting to the new environment such as shopping malls and entertainment options in the form of theaters, restaurants as well as museums, art galleries and numerous parks where a myriad of cultural events take place during warm weather. Winter also has its own appeal with ice skating and other winter sports being practiced.
Beautiful Environment
Native Canadians value their beautiful natural surroundings. With stunning landscapes, Canada has several national forest reserves, park reserves and beaches that allow visitors and residents numerous recreational opportunities. In addition to Jasper as well as Banff National parks that are well-known tourist destinations, there are at the very least 25 more parks which are accessible to visitors. Students are able to experience the diversity of this nation, from the rugged limestone landscapes, mountains forests, and wildlife reserves, to snow-bound ski jumps and beaches! !
Unknown to the majority of people, Canada can boast of the biggest shoreline in world, and has some fantastic beaches. Long Beach (Vancouver Island), ParleyBeach (New Brunswick), MagdalenIslands, TribuneBay (British Columbia) is among the most popular beaches.
Students can benefit from local guided tours which provide an understanding of the country’s society and culture. Tours to taste maple syrup wine tours, vineyard tours, as well as Native Indian Reserve tours are an excellent way to find out more about the country.
While it’s recommended not to relax while in a foreign land, Canada offers an international student the most secure places to learn in. This is because the country has an incredibly low crime and violent rate when in comparison to other countries.
Indeed, the crime rate has been declining over the past two decades and is currently at the lowest level since 1973. This is largely due to the government and its judicial and security systems are vigilant and stern with criminals.
Another factor could be the fact that standards of living is continuing to rise. If the people living there live a more comfortable life, in terms of being able to meet their basic needs and amenities catered to, there’s less chance of crime rising.
For More Details Please Click On The Following Link:
http://www.canadainternational.gc.ca/ci-ci/study-etudie/info.aspx?lang=eng&view=d
Canada is home to two languages, English in addition to French. Although it is a bilingual nation, most French people live in Quebec except a few scattered communities in the country. Eighty percent of Quebecers are fluent in French at their homes and are proud of this!
Money and Measurements
Canada employs the metric system of measuring.
The official currency, known as the Canadian dollar, is comprised of 100 cents. It is offered in denominations of $5 10, $10 and $20. $50, $50, and $100. Coins are offered from denominations of 1 cent (pennies) 5 cents (nickels) 10-cents (dimes) 25 cents (quarters) and 1 cent (loonies) along with $2 (twoonies).
Although the $2 and $1 coins have been in circulation since the past decade but you’ll still find bills with $1 and $2. They are legal tender, but are becoming rare as collector objects. Each bill has distinct colour, making them it is easy to distinguish, especially for newcomers to the country.
For rates on currency exchange go to:
Banks & Currency Exchange, Travellers Cheques
The banks that are nationalized in Canada are controlled by two organizations, and are known to be among the world’s largest and well-managed institutions.
If a student isn’t carrying Canadian money, it’s best to get the US dollar converted into Canadian through a bank, as the majority of banks don’t charge a fee. However, as banks are only open in the daytime, it will be better to have some Canadian money with you at the airport on the first day, especially in the case that you arrive on the weekend.
The use of traveller’s cheques is employed for security reasons and the fact that they’re accepted in many stores as the cash option, i.e., without charging commission.
In a pinch it is possible to use US money and it’s freely circulated however, one should keep in mind that the currency that is returned would be Canadian.
Banks and Automated Teller Machines (ATMs)
Bank branches are easily accessible, and ATMs are even more. They are located among the others near any mall, bus station airport, and a variety of other locations scattered across the business centres or tourist areas.
When traveling to distant parts however, it is recommended to bring cash. Cirrus, Plus, Star and Maestro ATMs are additionally connected with International networks. A range of credit card companies accept cards, Visa being the most well-known.
Taxes
There is an 5% Goods and Service Tax (GST) charged on all products and services offered in Canada. The Harmonized Sales Tax (HST) is 13% and in Ontario. Visitors can claim a reimbursement of GST due upon leaving the country. However, the conditions are in place and one needs to be aware of them.
For More Details Please Click On The Following Link:
http://www.vancouver.hm/money.html
http://www.lonelyplanet.com/canada/practical-information/money-costs
Studying Costs In Canada
Studying in Canada is not free, but it is affordable. The average cost for a foreign student for one school year (8 months) in an Arts & Science program is approximately C$7100 (US$4765). However, tuition varies from institution to institution. See below for:
The process of studying in Canada isn’t free however it’s affordable. The cost for students from abroad for one semester (8 months) in an Arts & Science program is about C$7,100 (US$4,765). The tuition is different from one institution to the next. Check out the following information:.
- One month’s stay in a 1-bedroom house: $400.
- Bus fare one way: $2.25 Approx
- Local phone call: $0.25 Approx
- Simple restaurant meal Lunch $7, dinner $14 approx.
- Movie: $11.50 – $13 Approx
- International Postage (letter): $1.40 Approx
Canadian winters can be cold so a sufficient winter clothing budget is crucial. Set aside between $250 and $350 US approximately for a proper winter attire.
It is estimated that you will require around 12,000 US ($18,840 USD or 13,000 euros) to cover your costs for the academic year. This includes costs for living and tuition, but not your airfare. Remember that this amount is a rough estimate only. Actual expenses can vary based on the location of the country that you reside in, the fees for tuition at the university you are enrolled in and your area of expertise. We can help you in your budgeting
Tuition fees for international students vary from province to province and depend on your faculty of choice. The following table shows the range of tuition fees for each province. Fees are in Canadian dollars – for general arts and science programs.
Country | 2016 – 2017 | 2016 – 2017 |
Canada | Undergraduate tuition fees for the academic year (International students) Approx | Graduate tuition fees for the academic year (International students) Approx |
9000 – 17000 | 12000 – 20000 |
About Canada
You will find this section a useful guide about Canada.It explains everything from the basics, such as Canadian History, Economy, Geography etc.
Housing
One of your first tasks upon arriving within America United States will be to locate a home. This section will give you some tips to help make your search pleasant.
Temporary Accommodations
When you arrive at campus, you will require a home until you find permanent accommodation. A lot of schools offer temporary accommodation for students who arrive prior to the start of the semester. Consult your foreign student adviser or the housing office for more information on temporary housing.Another alternative if you know that a student is in the institution is to request for permission to stay for a couple of days. Students who are new to the university are often able to locate someone within their department who is willing to accommodate an in-person guest. It is possible to stay on couches however, at least you’ll have an apartment to sleep in. Also, you will be able to seek out help from someone who has experience in your area.Most big cities also have an Council for International Visitors or similar group to aid incoming tourists from abroad. They often allow the guest to stay with an existing family in the area for a short period of time however, these arrangements should be planned prior to the time of travel. They are also a great guide for students from abroad. They could offer hospitality or social occasions. You can find them in the book of telephone numbers or visit the Traveler’s Assistance desk when you arrive. Each major bus station, airport or train station have a Traveler’s Assistance desk. In many cities, there is also youth hostels. Hostels are an excellent location to stay for a short period of time as you search for an apartment to call your own. They offer dormitory-style accommodations often with bunk beds and large rooms. The price range is between $5 to $25 per night. You can stay in the youth hostel for a low price for those who are members of the International Youth Hostel Federation. Its US branch is known as Hosteling International – American Youth Hostels (HI-AYH). A year-long membership costs $25 ($10 for those who are younger than the age of 18). For more information, contact 1-202-783-6161, fax 1-202-783-3771 or email attitudekingpremium@gmail.com. Your travel agent will be able to help join the organization. One of the best sources for information on Hostels is Internet Guide to Hosteling. Finally, you can choose to stay in a hotel or motel. This is the pricier alternative, and you’ll require reservations using credit card to reserve the room. Parking in hotels is costly and often there is the tax of a significant amount on long-distance calls that are made in your room.
Permanent Accommodations
There are a variety of options available, including leasing an apartment an entire house, or even buying the house. Many international students can’t afford to buy a home and therefore we don’t talk about this possibility. The majority of university students in the US reside on or near campus. Students who live off campus typically locate a home within a mile or two miles away. This is not only practical for traveling between campuses, however also a large portion of the social activities take place on campus. The US educational experience isn’t restricted to the classroom, and you’ll be learning just as much from classmates as you will from the faculty. If your school provides accommodation for international students on campus You should seriously think about staying on campus at least for the initial year. Because this will likely be your first visit to this part of the United States and your first experience living on your own, the campus accommodation will ease the transition into life here in this part of the United States. In the future, once you’re more comfortable with your neighborhood it is possible to move away from campus. The idea of renting a home is an option when you are sharing the space with a number of roommates. It is certain that you will gain more in return when you lease a home. Most communities have limitations in the quantity of non-related persons who are allowed to be living together, with the majority of cities having limits ranging between 3 and five. These laws are designed to avoid overcrowding, for security and health reasons. In all likelihood renting a home is similar to the process of renting an apartment. The price to rent an apartment differs significantly based on the region of the nation and the local demand and supply. A one-bedroom apartment in Pittsburgh may cost as much as $400 per month, while the same unit located in Boston and San Jose will cost $1,200 or more. The housing office at the school as well as the financial aid office will give you estimates of annual costs of renting an off-campus rental.
Finding an Apartment
Certain schools offer on-campus housing that caters to students from abroad. Most, however, do not. If your institution offers accommodation on campus for international students We strongly suggest making use of it even though the price may be higher than an off-campus residence. This gives you time to familiarize yourself with the community before you commit to the lease. Many universities have an off campus housing department to assist students in finding an apartment. The housing office can provide the listings of apartments for rent and details about the areas close to campus. They could also provide students with a bulletin board who are looking for roommates. They may also organize social events that can help you find a suitable roommate. There are likely to be brochures that provide information about the most the most popular eateries, shopping locations parks and recreation along with public transportation. Public libraries also provide information on local neighborhoods. You can inquire about the information at the desk for reference. There are some things prior to you begin looking for a new home.
The housing office should be consulted and students if they know which areas are safe and which ones should be avoided
Choose whether you would like to save money by sharing your living space, or two
Find a thorough street map of the neighborhood you’re thinking of. It is possible to purchase a map from the bookstore at your college. Another great source for map information is AAA ( American Automobile Association). AAA guides and maps are free for members. It’s one of the benefits of joining the Auto Club, even in the absence of an automobile.
Take a couple of hours walking through the neighborhood to get yourself with the neighborhood. Take note of the locations of food establishments and stores as your main visits are to school or to purchase food items. Also, note the location of bus stops, as well as other transportation options. It takes between 15 and twenty minutes walking for a mile, and five minutes to ride a bicycle.
If you are looking for an apartment Consider asking your colleagues and friends whether they know of a decent apartment. They may have a friend who is leaving a high-quality apartment or might be moving themselves. These apartments are not often advertised as they are often rent very quickly.
The school might be equipped with a bulletin board that has listings of apartments. The bulletin board might be located on a wall close to the housing office, or even on the computer on campus. It could include the listings of local landlords, as well as students seeking a tenant to sublet or to take the lease.
The local newspaper may include listings of apartments. Purchase a copy of the Sunday edition. It will include more listings of apartments than a mid-week edition of the paper. You could be able to purchase the Sunday paper in the early hours of the afternoon of Saturday. You may also find an advertising circular for free every week which lists apartment listings. You will typically find apartments in grocery stores or newsstands. They also have property offices.
The last option is to reach out to an agent for real estate. It’s usually best looking through classified ads yourself. Never you should pay to get a listing of the available locations, as such lists tend to be outdated.
It is likely that you will need to go through three or four properties before you can find one you like, and is in line with your budget. However, if you are unable to find an apartment that is suitable quickly continue looking.
The ideal time to begin seeking an apartment is on the first Sunday in August.
In the US houses are usually even on the one aspect of the street, and different on the contrary. Apart from that it is not uncommon to find no rhyme or purpose to the way of addressing.
Understanding Apartment Listings
The cost of renting a property is primarily based on the size, condition and location of the apartment as well as whether the utilities included. Apartments that are larger and are near to schools or shopping centers will be more expensive. The most obvious distinction is the dimension of the house. The various sizes are described in the following manner:
Sleeping Room Sleeping rooms are an individual space, typically furnished, situated in a private residence that has a shared kitchen and bedroom. This is the cheapest alternative, however it lacks privacy.
Efficiency Efficiency A efficiency is a room that has an individual bathroom. The room is an area that functions as a kitchen. It must contain a stove, refrigerator as well as a sink and cabinet space.
Studio Studio A studio is larger than an efficiency and includes an eating and kitchen space.
One three or two Bedroom 3 Bedrooms The standard apartments have bathrooms, a separate kitchen or living room, along with there are three bedrooms listed.
The most important thing to think about concerns what’s included, and what is not.
Utilities Utilities In the event that an advertisement mentions the utilities will be included in it, it typically means electricity, heat/gas as well as water/sewage. However, not cable or telephone. If the ad does not mention any utilities, assume that you are the one to pay for them. Heating costs you between $500 and 1,000 per time in winter,, and electricity will cost you the same amount. If you are paying for heat as a service, it is usually because the landlord is in charge of the temperature and not you. Sewer and water charges are typically paid by the landlord with the exception of renting an apartment.
Furnished or unfurnished A furnished home includes beds, a dresser or chest of drawers as well as a sofa or couch and a dining with a table as well as chairs. A furnished home will contain a refrigerator and stove. Unfurnished apartments will come with the refrigerator and stove but not much other than that. Furnished apartments can cost an additional $50 per month. It is probably better renting a furnished apartment and purchasing used furniture. Students who graduate often sell their furniture to new students. A majority of apartments are unfurnished.
Parking Parking If you plan to have a car and live in an apartment with parking spaces off the street or garages is superior to one that doesn’t. It is often difficult to find parking spot on the street, particularly if several students have cars close by.
Also, you should inquire whether there are facilities for washing clothes. In apartment buildings, there’s generally a coin-operated washing machine and a dryer however not always.
Expect rent to increase approximately 5% per year.
leases The lease is contract in writing with the landlord (you) and the landlord, which permits the use of a property for a certain period of time, in exchange for rent payments every month. The lease defines the limitations on the usage of the house and the obligations of the both the landlord and tenant. The lease can be regarded as a legally binding document, and must be carefully read prior to signing.
The lease should contain at the very least:
The monthly rent, and the date it must be paid. The lease may also specify how much rent will be increased over time. What is the inclusion of utilities within the lease, if they are, which ones. Electricity and heat are the two most essential utilities.
The lease covers the time period for which the lease, typically one year
Limits on the number of individuals who are not related to each other that can live in the house
Security deposit amount which is due along with the rent for the first month when you take the lease
Pets as well as children and noise. Some landlords will not allow pets due to the possibility for noise and damage. The lease could also include an exclusion clause against the noise of musical devices, stereo systems loud parties, and similar sources
Landlords’ responsibilities, for example repairs to plumbing and heating facilities, as well as water or fire damage
A clause regarding the end of the lease
A clause pertaining to eviction proceedings. This clause defines the rights of both tenant and landlord in the event that landlords want to evict the tenant of the premises during the lease term. Most common grounds for evictions are the inability to pay rent on time or causing serious destruction to the building
If the lease contains the clause for wear and tear that permits your landlord to bill you for painting the property at the end period.
If you have paid for the security deposit and rent and security deposit, you will receive an invoice. Make sure you have a receipt separate for the rent and the security deposit. It is recommended to pay the rent via check and utilize a separate check to pay security deposit. You’ll need it at the end of your lease to get the security deposit. In order to get your security deposit back once you leave, return keys to your landlord, and provide an address for forwarding. We suggest sending it via certified mail, with a return receipt demanded, so that you can prove that the key and forwarding address was accepted by your landlord. The landlord has 30 days to refund the deposit or give you an inventory of the repairs, their costs, as well as any cash that remains within the deposit.
Moving In Utilities
If your lease doesn’t include utilities, you’ll be required to have the utilities in place when you move into the apartment. The landlord will give you the names and contact numbers for the electric, gas and telephone companies that will service your home. They might be able to make arrangements for service via phone, or have you attend their locations. If you don’t have a great credit score and you are not a good credit risk, they might ask you to pay a security fee. The security deposit will be returned (with interest) after one year, provided you pay your bills on time.
Electric and gas companies typically offer two payment choices. The first is to pay the total amount every month. The second option allows you to pay a budget estimate every monthly, and any differences being reconciled at the close each year. Many people find this option more practical, as electric and gas bills could fluctuate a lot during winter and summer months.
The majority of utilities have programs that let you have the monthly bill debited automatically from your account at the bank. The bill is still an invoice however, you can save the expense of a stamp for mailing the payment.
Test Requirements For USA
Discovering and exploring Canada is attributed to the early adventurers from England as well as France. But, Canada was inhabited long before the arrival of settlers. Canada was the home of the Indians as they were then called and are now referred to as”Aboriginal People” “Native People” or “People of the First Nation’.
In 1949, Canada was admitted to NATO and the following year, was able substitute its British Judiciary by Supreme Court. Supreme Court.
In the present, Canada is the melting pot of diverse cultures that includes immigrants not just from Europe but also from South American and Asia Pacific countries as well.
Canada is comprised of nine provinces as well as three territorial areas, all of which are home to Canadians who have roots to virtually anywhere across the globe. Recent census data revealed that more than 11 million Canadians (42 percent or the entire population claimed being of a different ethnicity that British and French.
Canada uses the system of Parliamentary representation with the largest party having the highest number of MPs elected to lead the Parliament.
Test Requirements For USA
Land Mass:
Canada is the second largest nation in the world by surface following Russia with a total area of 6.7 percent of the globe and encompassing around 9.9 million square kilometers. It is bordered by the Atlantic Ocean on the east coast and by the Pacific Ocean on the west. In the west, the Arctic Ocean lies to its north. Canada is the most northern country located in the Western Hemisphere sharing borders with USA to the south. Canada has the longest coastline anywhere in the world.
The Provinces/Territories:
The Capital of Canada is Ottawa.
Canada is divided into 10 provinces, along with three territorial territories each of which has their own capital city:
- Alberta
- British Columbia
- Manitoba
- New Brunswick
- Newfoundland
- Northwest Territories
- Nova Scotia
- Nunavut
- Ontario
- Prince Edward Island
- Quebec
- Saskatchewan
- Yukon
Test Requirements For USA
Canada is a beautiful natural country with lakes, mountains and forests. A country that is naturally rich is full of things to do and see during all seasons. In warmer climates, there are endless activities like biking and fishing, picking fruit etc. Winter brings snow and Canada is famous for its gorgeous resorts and ski slopes.
One of the most well-known ways to experience the Canadian countryside is by train. Amtrak as well as VIA Rail Canada are two famous organizations that offer visitors scenic routes to Jasper as well as Banff, St Lawrence Route as well as The Rocky Mountains etc.
A lot of cities have Carnivals during certain dates of the year, and these events draw in a huge number of visitors. These carnivals give tourists an insight into the Canadian lifestyle.
Other sights like those of the Historic Totem poles, Polar Bear sightings on the prairies of Manitoba, CN Tower edge walk, Ice Skating Contests in winter are another reasons for tourists to take the an effort to go.
Students usually get discounts and other benefits on these trips, and it’s a good idea to keep an eye out for deals.
Test Requirements For USA
Capital City:
Ottawa, Ontario
Type of Government:
Federal Parliamentary Democracy & Constitutional Monarchy
Head of Government:
Prime Minister
National Emblem:
Maple Leaf
Population:
In July 2011 The population in Canada was estimated to have risen to 35.85 millions (2015). But, Canadians are spread over vast areas of land which gives Canada one of the lowest populations density ratios around the globe at 3.4 per square kilometer.
For More Details Please Click On The Following Link:
https://www.cia.gov/library/publications/the-world-factbook/geos/ca.html
One of the most popular ways to see the Canadian landscape is to travel by train. Amtrak as well as VIA Rail Canada are two famous organizations that offer visitors scenic routes to Jasper as well as Banff, St Lawrence Route as well as along with the Rocky Mountains etc.
A lot of cities have Carnivals at certain dates of the year, and they draw a lot of visitors. The events offer visitors an opportunity to experience the Canadian lifestyle.
Other sights like those of the Historic Totem poles, Polar Bear sightings within Manitoba, CN Tower edge walk, Ice Skating Competitions during winter are another motives for tourists to take an effort to go.
Students are often offered discounts and other benefits on these excursions, so it is helpful to keep an eye out for deals.
Test Requirements For USA
Map of Canada
The National Flag of Canada has the official colors of Canada, viz. Red & White, and was formally adopted in 1965. The 11-pointed Red Maple leaf in the center on a White background is the official emblem of Canada.
Flag of Canada
Test Requirements For Canada
Canada is a English spoken nation. Therefore, it is essential that students who want to pursue studies in Canada be fluent of the English language. An effective way to prove your proficiency is to pass the regular International English Language Testing System (IELTS) or Test of English as a Foreign Language (TOEFL) examinations.
Apart from these tests, there are a variety of other tests that students may need to take. Based on the institution they went to or the course of study It may be suggested or even required to show for any of the following exams:
For Undergraduate Study:
SAT
For Postgraduate Study:
GRE
GMAT
Canadian Visa
Increase in GIC Administration Fee
Effective from May 1st May 1, 2015 beginning on May 1, 2015, the Scotiabank Student GIC Program administration fee for all new GIC Applications will be reduced to $200 CAD.
CLICK HERE for more GIC Details.
A valid passport along with a valid long-term residence permit (student visa) is required for entry and take classes in Canada. The process of creating an additional passport, if the student does not have one, could take anywhere from a few weeks to a few months. The process of obtaining a visa could take anywhere from a couple of days in certain cases, but 3 to 4 months in other cases. So it is advisable to consider these factors before you begin planning your program you are planning to take classes.
Here’s some details with the Visa Procedures and Requirements.
International students must get an Study Permit before going to Canada. The student may apply for Study Permit under the Student Partners Program (SPP) of the Association of Canadian Community Colleges as well as those who are part of the Canadian Immigration Programs in New Delhi and Chandigarh. In order to be eligible in the Study Permit Application under SPP the applicant must have an unconditional offer letter from one the colleges or universities that are covered under the program. SPP is currently available to Indian citizens only. It will take at least two months for you Visa processing.
Documents Checklist for SSP (STUDENT PARTNERSHIP PROGRAM):
1.) A Checklist for SPP – Add this checklist as an additional cover page to your application.
2.) Complete the application form (all questions addressed) completed, signed and dated by you, with your personal postal address, reliable contact number as well as your email address (if you consent to receive email communications).
3.) Original and valid passport and an image of your biodata page
4.) The Family Information Form and Student Questionnaire (leaving no blanks).
5.) Two passport photos with white backgrounds for your family members and yourself who is requesting an entry visa. The pictures should have your name on the back, and should be dated and taken within the past six months.
6.) A letter of acceptance from the SPP educational institution in Canada that confirms unconditional admission, course name, duration of study, degree of study, beginning date (multiple dates for start and if applicable) and the most recent day of entry.
7.) Utilization of a Representative template (IMM 5476) (if appropriate)
8.) IELTS test results obtained within the last 24 hours with an the overall band not lower than 6.0 without any individual band below 5.5.
9.) Photograph of most current diploma or leaving certificate, as well as most recent mark sheets (for the entire course marks sheets consolidated are not acceptable)
10) A copy of the receipts for tuition payment issued to SPP institution. SPP institution.
11.) Documentation of money: must prove that you have purchased the special (GIC) from an eligible Canadian financial institution that is in excess of 10,000 USD to provide for the cost of living during the first year you live living in Canada. Refer to page 2 for more information on how to apply for the GIC. The official GIC document is required.
12) Copy of the medical examination form IMM1017 if you have decided to have a medical exam prior to the submission of your application.
Note:
It is required to pass an examination for medical conditions prior to the submission of your application. Medical examination results are valid for a year
One application per person per semester will be considered in the SPP (Student Partnership Program). The subsequent applications for the same semester after a rejection will not be considered as part of SPP processing.
In order to file a Study Permit application under SPP It is required to present the GIC certificate from Scotia Bank proving that funds in excess of CAD$10000 are available for living expenses of the applicant.
After looking over your application After reviewing your application, after reviewing your application, the Visa officer will determine whether an interview is required. A Visa interview will take place by the CHC, New Delhi
The new Citizenship And Immigration Canada (CIC) rules applicable to international students
A visa is a legal document that permits an individual to enter the country for the time specified in the document, which is the reason that it was granted. Students therefore require the student visa, which allows them to stay throughout the course and grants the student to enjoy certain rights (such as the right to work part-time) according to the regulations of that particular country.
The applicant has to be capable of convincing the consulate representative who handles the visa that they have “a permanent residence in India which he/she has no intention of abandoning.”
Each case is unique and must be scrutinized one-by-one, so there isn’t any method that is a standard to obtain visas. The applicant need to be able demonstrate the authenticity of his trip. Some examples of situations that applicants have provided as proof of their return include proof of having a stable job, substantial finances (or property), family or an excellent social standing.
But this doesn’t necessarily mean that the official will be able to accept all the documents or that it will guarantee the approval of a visa. We must keep in mind that the amount of visa applications that are received is so high that it’s often not feasible to process them during the regular operating hours at the consulate. It is therefore important to realize that you must provide only valid authentic and pertinent documents, and be prepared and prepared to answer any question asked by the officer conducting the interview swiftly and accurately.
The new Citizenship And Immigration Canada (CIC) rules that apply to students from abroad
If you want to study at an Canadian university, you’ll require a permit to study. It is also possible to require an entry visa for visitors that is issued in conjunction with you obtain your permit to study. We can help you obtain your study permit. It is advised to apply in the early stages, as processing for the permit typically will take between one and two months. The processing fee is in the amount of 150 Cdn (approximately INR 10000) for a single person. If you intend to attend a university at the provincial level in Quebec there is a further charge of $100 Cdn to obtain a Certificate of Acceptance of Quebec. There is no cost to obtain a visa when it comes with the study permit. Make certain to enter Canada with an approved studying authorization (and visitors visas, should they be needed).
The new Citizenship And Immigration Canada (CIC) rules that apply to students from abroad
Education System In Canada
This section takes you through the universities admission process step by step. It starts with general requirements, application procedure right till bank loans. It also gives a helpful guide for Studying in Canada.
The education system in Canada is managed by the Territorial and Provincial government, which means that it is not a national system. In keeping with the commitment to education Canadian public education is available for free until and including the stage of secondary school across every province. Secondary education for postsecondary students is provided in Community Colleges and Universities.
The educational system here could be either private or public-funded. As the government aids education is governed by provincial authorities there are significant distinctions in the education system in the different provinces. The quality of education is set in the Ministry of Education of each Province.
The following are the different types of Educational Institute in Canada:
Universities
University Colleges
Community Colleges
Language Schools
Here are some brief information regarding general admission requirements.
Bachelor
Minimum 70% of 12th grade to be enrolled in the Business or Computers program, maths between 11th and 12th grade is required.
Masters
Bachelors degree in the same subject that you would like to pursue for your Masters. It must be four years in duration. Minimum 70% of your undergraduate or Bachelors degree studies. The GRE as well as references (2-3) are required in certain fields and certain institutions.
Ph.D
Master’s degrees with an excellent academic record, GRE and references in a few instances; prior research and papers published.
The total cost for an average is CDN$ 10,000 for tuition and CDN$10,000 in living expenses for the year. This is different for each province and the courses. There isn’t any ranking of any of the colleges which are endorsed by Govt. of Canada.
For More Details Please Click On The Following Link: The Council of Ministers of Education, Canada
Canada is a nation that has unimaginable beauty in its physical surroundings. It is a country that has unimaginable beauty. Canadians have a pride in their country and cherish their natural surroundings. The emphasis is placed on the preservation of the beauty of their environment. Students studying here won’t be disappointed by the beauty of the surroundings around them.
Geographically, Canada is diverse. It is blessed with mountains like the famed Rockies as well as the longest coastline in the world as well as the Great Lakes and several natural forests which have been turned as National Parks. The cities in Canada are modern, safe, with a vibrant lifestyle and are extremely near in their native habitat. About 25% of fresh water used in the world comes from Canada.
There are four seasons with they’re more distinct in areas near bordering the US border. Temperatures can range from -deg C in winter, to up to 35 degrees C during the peak of summer. Autumn and spring are cooler.
In terms of culture, Canada is a vibrant nation. There’s plenty to see and perform in the form of celebrations and public events that are hosted by local governments as well as local communities.
Music, theater and restaurants, as well as sporting and cultural occasions (including cricket) can be enjoyed all year round. Since Canada is a bilingual nation with a population that is English as well as French languages are both used, Canada has a uniqueness of its own.
Canada was named over a period of nine consecutive years according to the United Nations to be among the top three countries in the world to study and live from 174 countries. In addition in The Human Development Index survey consistently put Canada first due to a myriad of factors such as its superior education system as well as high-quality healthcare, low rate of crime and a healthy environments.
Education in the country can be either privately or public supported. As the government aids education is governed by provincial authorities there are significant differences in the educational systems in the different provinces. The quality of education is set in the Ministry of Education of each Province.
The following are the different types of Educational Institute in Canada:
Universities
University Colleges
Community Colleges
Language Schools
Below are the short details on general admission requirements.
Bachelor
Minimum 70% of 12th grade required for Business or Computers program, maths between the 11th and 12th grades is mandatory.
Masters
Bachelors degree in the same field that you want to pursue for your Masters. It must be of 4 years duration. Minimum 70% at the undergraduate or Bachelors degree studies. References and GRE (2-3) are required in certain fields and certain institutions.
Ph.D
A master’s degree that has a excellent academic record, GRE scores and references in certain cases; previous research and papers published.
The cost of tuition on average is CDN$10,000 as tuition and $10,000 for living expenses for the year. This is different for each province and the courses. There isn’t a ranking for any of the colleges which are endorsed by Govt. of Canada.
For More Details Please Click On The Following Link: The Council of Ministers of Education, Canada
The fundamental steps for applying to apply abroad are:
Identifying the universities and courses that you’re interested in
Ask universities for application forms
Examining for various necessary tests
Writing and organizing essays, as well as recommendation letters
Complete and send application forms together with the necessary documents
The application for VISA after receiving I-20 by the school
Selecting University
When deciding on the appropriate program and university, bear in mind these points When choosing a course, keep in mind the following points
Your academic performance (including your academic achievements)
Test scores (GRE/GMAT/SAT/TOEFL/IELTS)
Your financial capacity
Major (Specialization) topics that your interest is
The entry period (Fall/Summer/Spring)
The prestige and rank of the University
The student-to-faculty ratio of the college
The school’s location (Big city/Small town/Rural)
The climate (not to be stressed about, except if you are suffering from health issues)
Pre-application
A pre-application is a rough list of schools you’d like to apply to. Based on your academic record, likely test scores, and your financial capability, create an alphabetical list of schools that you have to send an email requesting more information. At this point you are able to write to the chosen 25-30 universities. You can request materials for your application directly from universities. There are three options to obtain applications forms.
Requesting Application Forms via email
Requesting Application Forms via Air Mail
Downloading from the university’s website
Documents Required For Admission
The completed application form must be submitted.
Writing sample, essay or other
Statement of Purposes is required to graduate students and an optional requirement for undergraduates.
Resume for MBA Students
Letter from Bank informing that funds are available to study
An Affidavit for Financial Support i.e. letter from the parent or sponsor
Mark sheets and Transcripts of College or University
Certificates of Extracurricular Activities
Recommendation Letters
A letter of reference or recommendation letter plays a crucial part in the admissions process, especially for Master’s or Doctoral courses. The recommendation is written affirmation from someone who is familiar with you professionally or has instructed you in a subject which is connected to the course you’re applying to. It should outline your positive and negative characteristics as well as your strengths and weaknesses along with the character of you and your integrity, as well as other information related to you.
The teacher or author must specify his/her position, the length of time he/she has been with the applicant, as well as in the capacity in which. The author or teacher should provide a brief explanation of the importance, necessity and value of the research the applicant plans to pursue. The authors are often required to rate applicants in their letters recommendation, which assists admissions officers in interpreting the academic qualifications of international students. Students must get the letters (often using the forms that are provided by the schools) written by instructors who know them as an individual and as students. It is possible to ask your teacher to provide concrete examples to show your abilities and aid in your case.
Essays / Statement of Purpose
The personal essays, or statement of purpose also play an important part in the evaluation of your application for admission and financial aid since it provides the faculty who are assessing your application, an understanding of your personal characteristics. For MBA applicants, this could be the most crucial criterion. The statement of intent which should be brief the applicant must state the academic goals of the student and/or research goals. The statement must include a rationale why they chose the particular academic program, and/or specialization and the reason for choosing a particular college, as along with the advantages and advantages of pursuing this particular course.
The first step towards being eligible to attend an accredited Canadian educational institution is to be recognized by the institution. This typically takes the form of an Offer Letter.
Once a student has decided the course they want to take and at which institutions they should contact the registrar’s offices at each of these institutions and get an application form to apply for a Bachelor’s degree or Professional degree. To apply for Post Graduate Studies (aka Graduate Studies) students must reach out to the dean of Graduate Studies at institutions which interest him/her. It is essential to submit an application in the early stages.
The best time to submit an application:
There are many universities that have deadlines for submission of applications and this is something to keep in mind when applying. In general international students would have to submit an application around 8-9 months or even 12 months prior to the beginning of the semester (intake). The semesters usually begin with the start of the month of September (fall or fall) and end in the month of January (winter). Some institutions also offer May intakes, or “rolling admissions” (especially those in the higher educational field, such as PhD) where admissions are made throughout the academic year based on the availability of the advisor or the instructor.
Calendars that include description of courses Admission requirements, procedures and course descriptions as well as scholarships and costs are available at the registrar of each university.
Optometry, engineering, medicine medical, law, veterinary medicine and dentistry are all fields in which you can earn your first degree. regarded as an undergraduate degree. There are limited seats available based on your academic standing. International students must have a an extremely high percentage of marks in these courses. Some would require students to be able to complete at the very least two years of undergraduate studies in a specific subject prior to beginning the professional program. Admission tests specific to specialist courses (such for DAT in Dentistry) are also likely to be passed from the prospective student.
This document provides a broad outline of the requirements for those who wish to apply to an undergraduate university course in Canada. There is a variety of options available at this point.
Note that the specific requirements for different institutions may differ and students are advised to speak directly with their institution(s) you are considering regarding the specific requirements for admissions.
Achieving the equivalent of the equivalent of a Canadian high school program, with high scores.
Evidence of a high level of proficiency of English (or French if studies in French). Students could be required to show proof of proficiency in their language via an assessment of language proficiency (For example, TOEFL, IELTS, etc.).
Generally speaking, Francophone institutions require students from abroad to pass their own tests for French proficiency.
Certain institutions may offer other types for English or French assessment of their language; they might have their own tests for proficiency in the language or may allow pupils to academic courses based on the evidence of having completed the institution’s language course.
This list provides an outline of the criteria for students who wish to apply to graduate programs at universities in Canada. There are many kinds of options at this point.
Note that the specific requirements for each institution can differ, and students are advised to contact their institution(s) you are considering to determine the specific requirements for admissions.
Completion of an acceptable undergraduate degree from an accredited/recognized university
Academic excellence at a high level in prior studies
Strong reference letters
Written Statements
Tests that are standard, such as tests that are standardized, such as the Graduate Record Examination (GRE) or the Graduate Management Admissions Test (GMAT)
This document provides an outline of the admissions requirements for students who want to apply for an engineering degree in Canada. The length of the engineering program is generally at least four full years of studies.
Acedemic
The successful completion of an equivalent Canadian second-grade academic program, with high marks.Although some universities may require higher than 70% or B average in admission requirements Many engineering programs are extremely competitive, making the requirements for admission requirements very high, often exceeding the 80% mark or A-average in some schools. Admissions officers are looking for students who have outstanding scores in chemistry, mathematics and English.
Language
Proficient proficiency of English (or French if studies in French). An TOEFL (iBT) is required by all institutions. The minimum score is 90. Many institutions will accept other tests like IELTS.
This guideline provides an description of the requirements for admission to students who are interested in applying to graduate management programs in Canada. The length of a program for an MBA is usually 2 years full time studies However, there are alternatives available including the part-time MBA or speedy track MBA and distance education which could reduce or lengthen the course.
Note that the specific requirements for different institutions may differ and students are advised to speak directly with their institution(s) that they’re interested in to determine specific admission requirements.
Acedemic
Minimum G.P.A. that is 3.0 out of 4.0 with the B average or not less than 70 70%
Graduate Management Admission Test (GMAT) Minimum score is 500-600.
Language
A high level of proficiency of English (or French if studies in French). The TOEFL test is required by the majority of institutions. The the minimum score is 90. A lot of institutions accept tests that are equivalent like IELTS.
Others
Previous work experience. Two years of experience in the field is standard, but some institutions accept applicants with just one year’s working experience.
Reference letters
Personal essays
Resumes
Interviews
Admissions officers are looking for students who
Show skills like the ability to motivate, mature and lead;
Experience or accomplishments from the past on campus or at work and other community activities.
Have a solid academic background
The most basic steps to apply for a visa abroad are:
Identifying the universities and courses you are interested in
Contact universities to request application forms
Examining for various necessary tests
Preparing and arranging essays and recommendation letters
Complete and send applications forms and the required documents
Application for VISA after receiving I-20 by the school
Selecting University
When choosing the appropriate university and course, keep in mind the following aspects When choosing a course, keep in mind the following points
Your academic marks (including accomplishments)
Test scores (GRE/GMAT/SAT/TOEFL/IELTS)
Your financial capacity
Major (Specialization) subjects interest you
Terms of entry (Fall/Summer/Spring)
The reputation and standing of the University
The student-to-faculty ratio of the college
The school’s location (Big city/Small town/Rural)
The climate (not to be emphasized in the event of physical limitations)
E.g. Legal, Medicine, Dentistry etc.
Minimum G.P.A. of 3.5 or a B average, or not less than 75 percent
Successfully completed several years of undergraduate university studies
Certain course prerequisites could be necessary
Standardized tests like tests that are standardized, such as the Law School Admission Test (LSAT) or Dentistry Admission Test (DAT) (Possible link or banner advertising).
Note: The requirements to be met for University Colleges are similar to community college and university requirements. Check out the General Requirements for University College studies section. Certain community colleges also offer university transfer programs. This means that students aspiring to obtain an education at the university may complete their initial two years of their studies at the community college or college, and earn credits towards a degree at a university. Successful completion of a transfer program doesn’t mean that you are automatically admitted to a university degree program. Students must also satisfy the admission requirements of universities.
The most basic steps to apply to apply abroad are:
Identifying the universities and courses you are interested in
Ask universities for application forms
Examining for various necessary tests
Preparing and arranging essays and recommendation letters
Complete and send applications forms and the required documents
Application for VISA after receiving I-20 at the institution
Selecting University
When choosing the best university and course, keep in mind the following aspects When choosing a course, keep in mind the following points
Your academic marks (including accomplishments)
Test scores (GRE/GMAT/SAT/TOEFL/IELTS)
Your financial capacity
Major (Specialization) subjects your interest is
The entry period (Fall/Summer/Spring)
The prestige and rank of the University
The student-to-faculty ratio of the college
The school’s location (Big city/Small town/Rural)
The climate (not to be over-excited, in the event of health restrictions)
Pre-application
A first-degree degree can be described as known as the undergrad “Bachelor’s Degree” that usually takes between three and four years of study if it is completed in full-time. Honor’s degrees are awarded with a high amount of focus in the field of study being studied and are typically used as a pre-requisite to graduate school.
“Graduate” studies or “Post Graduate” studies in the sense we refer to them, comprise of Master’s and Doctoral degrees. The taught Masters is typically 2 years of full-time program, whereas the research and the PhD will take between three to five years.
While the requirement of a “Masters’ degree is required by many Canadian universities for admission to a PhD however, some universities may accept students who have completed the Honours “Masters” qualification as having completed the course on the basis of a case-by-case basis.
Bank Loans are accessible for higher education anywhere around the globe. The best way to get loans is from an institution that is a Nationalised Bank. The terms and conditions for educational loans can differ between Bank and Bank.
Eligibility
All Technical and Professional career-oriented courses offered by reputable universities.
Loan Amount
Maximum Rs.20 Lakhs.
Security
For loans up of Rs.4 Lakhs, no collateral security is required.
For loans over Rs.4 Lakhs & Upto Rs. 7.50 Lakhs Collateral Security in the form of a satisfactory 3rd Party Guarantee.
For loans that exceed Rs.7.50 Lakhs Collateral Security is needed.
Repayment
The course period is one year or six months following the start of employment either way, whichever is the earlier. The loan will be paid back within 7 to 7 years from the date of the repayment.
Rate of Interest
Upto Rs. 4 Lakhs-PLR
Above Rs. 4 Lakhs-PLR + 1%*
Documents Required
The loan application
Admission Letter from a College or University
The academic documents of the student
Photograph, residence proof of the borrower and Guarantor
Letter of cover stating the sources of funds owned by the company
Proof of payment
Title Deeds for the property that is owned by the owner to be mortgaged for security
Photocopy of passport and visa, in case student travelling abroad to study and the related documents
Income evidence for the candidate in form of the last 3 months ‘ salary slip/Certificate of pay or a copy of the last three years IT returns, along with the computation information of personal assets and liabilities
Two guarantors who have their most recent salary slip or certificate for guarantors who belong to the service class or has recently filed income tax returns submitted with the calculation of income in the event that the Guarantor is a businessperson or self-employed
Simple interest is calculated in the Repayment Holiday and Moratorium periods.
The scholarships available in Canada are scarce and therefore difficult to locate. They do not always cover the total tuition cost and are only offered for international students who have outstanding academic accomplishments.
A list of scholarships available and ways to apply can be located on the calendar of every institution. The application for scholarships is to be submitted directly to the university together with an application to join the particular course you want to pursue.
Community and Career Colleges do generally not offer scholarships, neither school boards, nor do most private schools.
There are some independent organizations in Canada offer scholarships, however they tend to be designed for higher education- graduate studies, and higher research oriented studies conducted by professors.
Students also have to search their country of origin for scholarship opportunities, since typically, they cannot benefit from the funds set aside by various organizations to students who plan to pursue studies abroad due to the lack of awareness about their existence.
Bank Loans are accessible for higher education anywhere around the globe. It is recommended to take loans from an institution that is a Nationalised Bank. The term and conditions of educational loans can differ between Bank from Bank to Bank.
Eligibility
All technical and professional career-oriented courses offered by reputable universities.
Loan Amount
Maximum Rs.20 Lakhs.
Security
Up in Rs.4 Lakhs, no collateral security is required.
For loans over Rs.4 Lakhs & Upto Rs. 7.50 Lakhs Collateral Security in the form of a satisfactory 3rd Party Guarantee.
In the case of loans exceeding Rs.7.50 Lakhs Collateral Security is needed.
Repayment
The course period is one year or six months following obtaining employment or a job, whichever comes first. The loan will be paid back in 7 to 7 years from the date of the repayment.
Rate of Interest
Upto Rs. 4 Lakhs-PLR
Above Rs. 4 Lakhs-PLR + 1%*
Documents Required
The loan application
Admission Letter from a College or University
The academic documents of the student
Photo, proof of residence of the borrower as well as the guarantor
Letter to cover sources of funds owned by the company
Proof of payment
Title Deeds for the property of ownership to be mortgaged for security
A copy of the passport and Visa, if student traveling abroad to pursue higher education and the related documents
Income document for the candidate in form of the last three months’ salary slip/Certificate, or copy of the previous three years IT returns, along with the computation specifics of personal assets and liabilities
Two guarantors, with their most recent pay slips or certificates in the event that guarantor is a member of the service class or has recently filed taxes on income filed for the calculation of income in the event that the person who is the guarantor works as a businessperson, self-employed or a professional.
The calculation of interest on simple loans will take place during the Repayment Holiday and Moratorium periods.
ALBERTA
The Alberta Health Care Insurance Plan (AHCIP) is offered to International students who are allowed to live and study in Alberta. Alberta for at least 183 days over a 12-month period. The coverage begins on the first day of the month after the day of the entry into Alberta. The documents required with the application include:
Identification proof and proof of authorization to study and reside for at least one year.
The premium for insurance is paid monthly and varies from $34or less to $68per month for each student.
BRITISH COLUMBIA
BC’s Medical Service Plan (MSP) must be requested immediately upon arrival in BC when a student is planning to stay for more than 6 months. The waiting time that is approximately. 3 months (remaining the month of arrival plus next 2 calendar months) before coverage begins. In the interim students will have to purchase an iMed three-month temporary insurance policy until coverage for MSP begins.
IMed is priced at $120 for a three month period.
Downloading the University website
ONTARIO
In Ontario International students aren’t covered by Ontario’s health insurance plan OHIP. Therefore, the universities of Ontario have created an obligatory health plan called the University Health Insurance Plan (UHIP) that covers International students as well as their families.
The cost of UHIP is $ 57 per month for members.
For More Details Please Click On The Following Link:
http://www.schoolsincanada.com/Health-Insurance-for-International-Students.cfm
http://www.health.alberta.ca/health-care-insurance-plan.html
Working in Canada
This section gives you details about your Work Eligibility and Employment Opportunity in Canada.
Students can be employed on the campus of the college they are enrolled at without a permit to work, when they are:
Full-time study in a public post secondary institution or private post secondary school operating with the same regulations as a public institution,
They are able to study with a valid permit.
To work from home,
Students must possess an official ‘off the campus permit to work’. The permit permits students to work during their studies however it does not guarantee you the possibility of a job.
The school where the student is enrolled should have signed an off working agreement’ on campus with the provincial government.
For More Details Please Click On The Following Link:
Full-time students who have an approved study permit who are enrolled in an accredited private or public institution, can be employed on campus with no work permit. The kind of work students are allowed to do is typically the job of a teacher and research assistant.
Certain courses require industrial work as a part of their curriculum. Students students are required to work off campus for a couple of weeks or several months. This is usually observed in Co-op as well as Internship programs. In these instances students need to have the work permit along with the study permits.
In the majority of cases student work permits can be granted if:
The job you are looking for is a crucial aspect of the curriculum being studied.
The employer is formally acknowledged with a written statement from an authorized official from the school where the student is enrolled.
The duration of the Co-op or Internship is not more than half of entire programme of study.
For More Details Please Click On The Following Link:
https://www.cic.gc.ca/english/study/work-coop.asp
Universities In Canada
This section takes you through the list of Colleges and Universities in Canada. It starts with tips on finding the program that’s right for you and ends with choosing the right university.
Alberta | City | |
Athabasca University | Athabasca | |
Concordia University of Alberta | Edmonton | |
MacEwan University | Edmonton | Profile |
Mount Royal University | Calgary | |
Springbank | ||
The King’s University | Edmonton | |
University of Alberta | Edmonton | |
University of Calgary | Calgary | |
University of Lethbridge | Lethbridge | |
British Columbia | ||
Emily Carr University of Art + Design | Vancouve | |
Kwantlen Polytechnic University | Langley | |
Richmond | Profile | |
Surrey | ||
Cloverdale | ||
Royal Roads University | Victoria | Profile |
Simon Fraser University | Burnaby | |
Surrey | ||
Vancouve | ||
The University of British Columbia | Kelowna | |
Vancouve |
Bracebridge | ||
North Bay | ||
OCAD University | Toronto | |
Queen’s University | Kingston | |
Redeemer University College | Ancaste | |
Royal Military College of Canada | Kingston | |
Ryerson University | Toronto | |
Saint Paul University | Ottawa | |
St. Jerome’s University | Waterloo | |
Trent University | Peterborough | |
University of Guelph | Guelph | |
University of Ontario Institute of Technology | Oshawa | |
University of Ottawa | Ottawa | |
University of St. Michael’s College | Toronto | |
University of Sudbury | Sudbury | |
University of Toronto | Toronto | |
Mississauga | ||
Scarborough | ||
University of Trinity College | Toronto | |
University of Waterloo | Waterloo | |
University of Windsor | Windso | Profile |
Victoria University | Toronto | |
Western University | London | |
Wilfrid Laurier University | Waterloo | Profile |
York University | Toronto | |
Prince Edward Island | ||
University of Prince Edward Island | Charlottetown | |
Québec | ||
Bishop’s University | Sherbrooke |
Bracebridge | ||
North Bay | ||
OCAD University | Toronto | |
Queen’s University | Kingston | |
Redeemer University College | Ancaste | |
Royal Military College of Canada | Kingston | |
Ryerson University | Toronto | |
Saint Paul University | Ottawa | |
St. Jerome’s University | Waterloo | |
Trent University | Peterborough | |
University of Guelph | Guelph | |
University of Ontario Institute of Technology | Oshawa | |
University of Ottawa | Ottawa | |
University of St. Michael’s College | Toronto | |
University of Sudbury | Sudbury | |
University of Toronto | Toronto | |
Mississauga | ||
Scarborough | ||
University of Trinity College | Toronto | |
University of Waterloo | Waterloo | |
University of Windsor | Windso | Profile |
Victoria University | Toronto | |
Western University | London | |
Wilfrid Laurier University | Waterloo | Profile |
York University | Toronto | |
Prince Edward Island | ||
University of Prince Edward Island | Charlottetown | |
Québec | ||
Bishop’s University | Sherbrooke |
Concordia University | Montreal | |
École de technologie supérieure | Montréal | |
École nationale d’administration publique | Québec | |
École Polytechnique de Montréal | Montréal | |
HEC Montréal | Montréal | |
Institut national de la recherche scientifique | Québec | |
McGill University | Montreal | |
TÉLUQ | Québec | |
Université de Montréal | Montréal | |
Université de Sherbrooke | Sherbrooke | |
Université du Québec | Québec | |
Université du Québec à Chicoutimi (UQAC) | Chicoutimi | |
Université du Québec à Montréal (UQAM) | Montréal | |
Université du Québec à Rimouski (UQAR) | Rimouski | |
Lévis | ||
Université du Québec à Trois-Rivières (UQTR) | Trois-Rivières | |
Université du Québec en Abitibi-Témiscamingue (UQAT) | Rouyn-Noranda | |
Université du Québec en Outaouais | Gatineau | |
Université Laval | Québec | |
Saskatchewan | ||
Campion College | Regina | |
First Nations University of Canada | Prince Alberta | |
Regina | ||
Saskatoon | ||
Luther College | Regina | |
St. Thomas More College | Saskatoon | |
University of Regina | Regina | |
University of Saskatchewan | Saskatoon | Profile |
Fairleigh Dickinson University | Vancouver | Profile |
If you have a general idea of the field you want to learn about, this will aid in narrowing your selection to schools that offer programs in your area. The most important factors to take into consideration include:
Cost
What is your total budget for financial expenses? Food, tuition, housing materials, books and other living expenses differ at every institution and are contingent on the size, type and location of the institution.
Program Length
What number of months or years will typically be required to finish your degree? Which program is best suited to the duration of time the duration you intend to learn in Canada?
Program Flexibility
Are there more than one starting date each year for your course? Does the school permit you to transfer classes from a different institution? Are there any twinning options in your home country? Find a one that best meets your requirements in these areas.
Program Instruction
What are the courses in the program taught? Different methods of instruction include lectures, case studies field studies online, workshops lab sessions and tutorials.
Equipment/Supplies
Do you require any specific equipment or supplies to run your program?
Workload
What number of hours per week do you have to dedicate to your work? Do you have frequent assessments, several projects, and the chance to practice your knowledge?
Projects or Work Terms
Are individual or group projects available as part of the course? Are you required to finish a work term or cooperative work in order to complete your studies?
International Student Admission
Do you have a shortage of space for foreign students within your course? In particular, getting into medical schools is extremely competitive, and only a few spots are made available to international students.
Program Focus
Which schools have a higher degree of expertise or specialize in areas that are unique to your particular program? This is typically more crucial for graduate students.
Academic Standards & Entry Dates
You must be aware of the admissions requirements along with the English requirement for the language (if relevant) of the college you’d like to attend. You have to meet the requirements for admission to the school.
Location & Size
The place of the institution could be crucial. The choice of where you choose will be based on whether you prefer small towns or big cities. Additionally, think about your location for the school in the city. Certain schools are situated near or within a city centre, whereas other are located in locations which have more of a rural.
Small, medium, or large It is important to consider whether the school and the kind of classes you’d prefer. Schools in Canada vary from large universities with 40 thousand or greater students, to languages schools with only 40 students. Classes that are smaller generally provide greater individual attention. However the larger classes usually provide smaller seminars, in addition to lectures.
Facilities & Activities
Take a look at the amenities that are important to you. Are you seeking an institution that is well-equipped with computers and study facilities? Are you searching for schools that excel in its music, sports and research capabilities? Visit the school’s website to see what options are available.
Other activities might not be directly offered by the school, but are accessible within the campus. For instance, if you love windsurfing or snowboarding, ask the school if your sport could be pursued within the region.
Cost
The cost of the cost of a Canadian education is comprised of tuition and accommodation and food, as well as textbooks, equipment, and the cost of living for your own. You must select the right school based on your budget overall. The school you’re planning to attend is likely to provide details on the cost of tuition as well as housing (if relevant) textbooks and other materials as well as food (if you are purchasing food plans). It is also possible to ask the school for details on what it will cost you to reside in the town or city that the school is situated. It is important to note the fact that living in a huge city may be more costly as opposed to living in a small town.